Product · CxOS

Every customer decision. Instant. Explainable. Auditable.

CxOS is the AI customer decision engine built for regulated environments. It plugs into the systems you already run and makes the decisions your business runs on: faster, consistent and fully recorded.

What it does

Decisioning built for scrutiny, not just speed.

Credit decisions, underwriting, claims triage, eligibility, pricing, next best action. CxOS automates the decisions that should be instant and routes the rest to your people with full context.

Plugs into your stack

Core banking, policy admin, CRM, data platforms. CxOS integrates with the systems you already run instead of asking you to rip them out.

Explainable by design

Every decision carries its reasons with it, in language a customer, a case worker or a regulator can understand. No black boxes.

A full audit trail

Who decided, what decided, on what data, under which policy version. When the review comes, the answers are already written down.

Humans in the loop

Confidence thresholds and referral rules keep people in charge of the decisions that need them, with the context to decide well.

Policy as configuration

Change decision policy without a release cycle, with versioning and approvals, so risk and product teams can move at business speed.

Real-time and batch

Decide in the moment at the point of interaction, or run decisions across an entire portfolio. Same engine, same audit trail.

Where it fits

One engine, many decisions.

BankingOriginations, limits, pricing, collections, next best action
InsuranceUnderwriting, claims triage, straight-through processing
UtilitiesCredit actions, hardship, retention, fair customer treatment
GovernmentEligibility, entitlements, licensing, compliance decisions
HealthcareClaims, approvals, prioritisation, funding decisions

See CxOS against one of your real decisions.

Bring a decision your organisation makes every day. We will show you what it looks like running through CxOS.

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