Product · CxOS

Every customer decision. Instant. Explainable. Auditable.

CxOS (Customer OS) is the AI customer decision engine built for regulated environments. It plugs into the systems you already run and makes the decisions your business runs on: faster, consistent and fully recorded.

What it does

Decisioning built for scrutiny, not just speed.

Credit decisions, underwriting, claims triage, eligibility, pricing, next best action. CxOS automates the decisions that should be instant and routes the rest to your people with full context.

Plugs into your stack

Core banking, policy admin, CRM, data platforms. CxOS integrates with the systems you already run instead of asking you to rip them out.

Explainable by design

Every decision carries its reasons with it, in language a customer, a case worker or a regulator can understand. No black boxes.

A full audit trail

Who decided, what decided, on what data, under which policy version. When the review comes, the answers are already written down.

Humans in the loop

Confidence thresholds and referral rules keep people in charge of the decisions that need them, with the context to decide well.

Policy as configuration

Change decision policy without a release cycle, with versioning and approvals, so risk and product teams can move at business speed.

Real-time and batch

Decide in the moment at the point of interaction, or run decisions across an entire portfolio. Same engine, same audit trail.

In the product

Real screens from a working system.

A retention scenario from the CxOS demo environment, running on synthetic customer data.

01 See the value at risk Value and churn risk in one view, with the dollars at stake if nothing is done.
CxOS retention overview: scorecards for high churn risk, high lifetime value and value at risk, a lifetime value by churn risk scatter plot with a priority retention quadrant, and a ranked list of priority retention targets with dollars at stake.
02 Know who to call first Every customer scored and sorted by who is worth a retention conversation first.
CxOS customer base table sorted by churn risk, showing products held, tenure, lifetime value, churn risk scores and the top drivers behind each score.
03 Nothing breaches quietly Cases that breach their service levels escalate themselves, carrying customer value with them.
CxOS escalation queue showing overdue complaints with severity, time overdue, value at risk and one-click claim, open and resolve actions.

Where it fits

One engine, many decisions.

BankingOriginations, limits, pricing, collections, next best action
InsuranceUnderwriting, claims triage, straight-through processing
UtilitiesCredit actions, hardship, retention, fair customer treatment
GovernmentEligibility, entitlements, licensing, compliance decisions
HealthcareClaims, approvals, prioritisation, funding decisions

See CxOS against one of your real decisions.

Bring a decision your organisation makes every day. We will show you what it looks like running through CxOS.

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