Software & services · Regulated industries · Government

Software and services for the industries where trust is the product.

AI decisioning for banks, insurers, utilities, government, defence and healthcare, and enterprise change management software for any organisation.

Book a call Explore CxOS
CxOS (Customer OS) · the AI customer decision engine
Aspen · enterprise change management, stakeholder-first

Products

Two products. One for the decisions regulated industries make, one for the change every organisation has to land.

Where "move fast and break things" was never an option, software has to earn its place. Ours plugs into what you already run.

CxOS

The AI customer decision engine for regulated environments

Real-time, auditable customer decisioning that plugs into your existing systems: core banking, policy admin, CRM. Every decision is instant, explainable and recorded.

DecisioningReal-time AuditableIntegrates with your stack
See CxOS in action →
Aspen

The change management SaaS you've been missing

Enterprise change management for any organisation. Changes, impacts and assessments logged against your org structure, so impact is visible by team, not just by project, and your change managers get out of the spreadsheets.

Change managementStakeholder-first Any sector
Get a demo of Aspen →

Industries

Six industries. One thing in common: trust is the product.

Banking & Finance Decisioning across the credit and customer lifecycle Insurance Underwriting, claims and customer decisions Utilities Regulated retailers and network operators Public Sector Central and local government delivery Defence Sovereign, security-conscious delivery Healthcare Providers, funders and digital health

Why KRD

Built by people who understand regulated environments.

KRD was founded in New Zealand and works globally, led by 20 years of software engineering and delivery leadership across government and regulated industries. We know what it takes to ship when the stakes are real, because we have done it.

About KRD →

Let's talk about what you're trying to change.

A 30 minute call. No deck, no discovery workshop. Just the problem and whether we can help.

Book a call